After an accident, you meet the machinery: the surveyor who takes five days, the garage that disagrees with him, the "consumables not covered" line on a ₹60,000 bill. We make those calls for you — and we answer ours.
Honest by default
Our claim promise
Accident → one WhatsApp: we arrange surveyor follow-up, coordinate with the garage on the approved estimate, push the insurer on timelines, and review the settlement sheet for unfair deductions. Renewal → we set your IDV right and protect your NCB.
Questions
Maybe — but that's not the right question. We check that your IDV is set correctly and you're not paying for add-ons you don't need. The right cover at a fair premium beats a cheap policy that fights you at claim time.
Insured Declared Value — the maximum your insurer pays if the car is totalled or stolen. Set 10% too low and you lose lakhs on a total loss; set too high and you overpay every year.
Safety first, then photos of the scene and damage, then call us before moving the vehicle if the damage is major. We guide the FIR question (needed for theft and third-party injury) and start the claim the same day.
We do. Estimate disputes are the most common motor-claim delay; your advisor sits between the two until the approved amount reflects real repair costs.
Yes — goods carriers, taxis and fleet policies, including the fitness/permit documentation those claims need.